Financial Positioning

Positioning for College

While most professionals in financial services subscribe to an approach that addresses college planning as a savings issue, Doug focuses on identifying strategies that leverage your unique situation to help you save ON college cost. He takes into consideration topics like:

  • specialized college planning strategies for business owners
  • specialized strategies for high income/high net worth families
  • planning to maximize need-based financial aid
  • strategic coordination of contributions from grandparents
  • cash-flow strategies and multiple options for covering shortfalls

To summarize Doug’s role: After sharing strategies on how to lower out-of-pocket costs as much as possible, he then develops a plan to fund the remaining share that is the most

  • Interest efficient
  • Tax efficient
  • Cash flow efficient and
  • Financial aid efficient

…way possible.

With strategic planning, families are able to send their kids to college without getting buried in student/parent loans and stay on track for retirement. That’s what serious college planning is all about.

Positioning for Retirement

Many people don't realize it, but retirement planning goes hand-in-hand with college planning.  Families who fail to properly plan for college may find their retirement plans severely impacted. (And they only realize it when it's too late.)

As a Retirement Income Certified Professional® (RICP), Doug Bryan is specially trained to help his clients mitigate the major risks they face in retirement.  The four biggest risks are:

  • Taxes
  • Inflation
  • Stock Market
  • Longevity

Most financial service professionals focus on accumulation strategies. [IE: getting the biggest pile of money possible] However, once you retire, you go from accumulation to decumulation. We believe a successful retirement strategy is one that lasts as long as you do.

If you're concerned that you may outlive your assets, feel free to click the link below and schedule a 15 minute conversation with Doug.  He's happy to talk with you.


Doug Bryan would be glad to talk with no charge

Schedule a 15 Minute Conversation with Doug Bryan