Financial Positioning

Positioning for College

While most professionals in financial services subscribe to an approach that addresses college planning as a savings issue, Doug focuses on identifying strategies that leverage your unique situation to help you save ON college cost. He takes into consideration topics like:

  • specialized college planning strategies for business owners
  • specialized strategies for high income/high net worth families
  • planning to maximize need-based financial aid
  • strategic coordination of contributions from grandparents
  • cash-flow strategies and multiple options for covering shortfalls

To summarize Doug’s role: After sharing strategies on how to lower out-of-pocket costs as much as possible, he then develops a plan to fund the remaining share that is the most

  • Interest efficient
  • Tax efficient
  • Cash flow efficient and
  • Financial aid efficient

…way possible.

With strategic planning, families are able to send their kids to college without getting buried in student/parent loans and stay on track for retirement. That’s what serious college planning is all about.

Positioning for Retirement

Many people don't realize it, but retirement planning goes hand-in-hand with college planning.  Families who fail to properly plan for college may find their retirement plans severely impacted. (And they only realize it when it's too late.)

As a Retirement Income Certified Professional® (RICP), Doug Bryan is specially trained to help his clients mitigate the major risks they face in retirement.  The four biggest risks are:

  • Taxes
  • Inflation
  • Stock Market
  • Longevity

While most financial services professionals focus on accumulating assets, Doug knows that the only way to insure a successful retirement is to develop an income plan.  That is a plan where clients know for sure that they will have steady monthly income to cover their essential expenses regardless of the economy or stock market gyrations.

If you're concerned that you may outlive your assets, feel free to click the link below and schedule a 15 minute conversation with Doug.  He's happy to talk with you.


Doug Bryan would be glad to talk with no charge

Schedule a 15 Minute Conversation with Doug Bryan